Imagine: it’s August, creeping up on triple digits, and your cooling system dies. It just dies. Doesn’t work. No more air conditioning, no more cool air to combat the summer heat and keep your home comfortable. It’s gone.
So you call a heating and cooling company to come check everything and they validate what you already knew – you have to buy a new system. And then they follow up with something you didn’t know – your new air conditioner is going to cost anywhere from $7,000 to $70,000, based on the type of air conditioning system(s) you desire, the style of home(s) you have, and the type of energy source you’d like.
It’s time to make a decision. Spend the hottest time of the year soaking in sweat and taking cold showers? Or shell out all your savings (and maybe sell a body part) to cover the cost of a new system?
Or option three? Financing.
Did you know that 70% of people taking on a home improvement project plan on financing it? When you understand that the typical consumer in the United States has under $5,000 they can access, it makes perfect sense. So when life happens and things breakdown, and unexpected expenses such as an air conditioner repair or replacement is required, it is crucial that we have affordable financing options available.
At Coastal Service Experts we have a variety of financing options for consumers looking to replace their HVAC systems. The first category of options would fall into our promotional financing programs, which include no interest or deferred interest. Promotional buyers are those that will most likely have the available dollars to pay off the loan short term, typically within a year with no interest charges, so long as the amount financed is completely paid off during or before the promotional period lapses.
Coastal Service Experts also offers financing programs with a lower monthly fixed payment and a fair interest rate. This is for buyers who may not have the money as quickly but can afford a lower cost each month. A common program includes a 7.99% APR for either 60 or 120 months. A new, high efficiency heating and cooling system can cost an average of $10,000. Choosing the 7.99% 120 month loan program can cost as little as $121/month. This program makes a new heating and cooling system more affordable, while also obtaining an efficient system that will help reduce energy bills while providing home comfort.
The financing programs at Coastal Service Experts include the following:
- Low monthly payments
- No down payment
- No annual fees
- No prepayment penalties
- Competitive interest rates
With so many programs, what’s stopping you? Call Coastal Service Experts today for a complimentary in-home home comfort analysis and we will help you determine which heating and air conditioning system is right for your home AND which financing option is best for your life. We can’t wait to get started!