Imagine: it’s August, inching closer and closer to triple digits, and your cooling system dies. It just dies. Quits working. No more AC system, no more cool air blowing into your home to keep it comfortable. No more anything.
So you call a heating and cooling company to come take a look and they confirm what you already knew – you have to buy a new system. And then they follow up with something you didn’t know – your new air conditioner is going to cost somewhere between $7,000 to $70,000, based on the type of air conditioning system(s) you desire, the style of home(s) you have, and the type of energy source you’d like.
So what do you do? Spend the hottest time of the year soaking in sweat and blowing fans over ice? Or shell out all your savings (and maybe sell a body part) to cover the cost of a new system?
Or option three? Financing.
It’s been reported that over 65% of homeowners considering taking on a home improvement project are planning on financing their project. When you consider that the average consumer in the United States has under $5,000 they can access, it makes perfect sense. So when life happens and things breakdown, and unexpected expenses such as an air conditioner repair or replacement is needed, it is crucial that we have affordable financing options available.
At Coastal Service Experts we have a variety of financing options for homeowners looking to replace their heating or air conditioning systems. The first category of options would fall into our promotional financing programs, which include no interest or deferred interest. Promotional buyers are those that will most likely have the available dollars to pay off the loan short term, typically within 12 months with no interest charges, so long as the amount financed is completely paid off during or before the promotional period lapses.
Coastal Service Experts also offers financing options with a lower monthly fixed payment and a reasonable interest rate. This is for buyers who may not have the money as quickly but can afford a lower cost each month. A common program includes a 7.99% APR for either 60 or 120 months. A new, high efficiency heating and cooling system can cost an average of $10,000. Choosing the 7.99% 120 month loan product can cost as little as $121/month. This option makes a new heating and cooling system more affordable, while also obtaining an efficient system that will help reduce energy bills while giving home comfort.
The financing programs at Coastal Service Experts include the following:
- Low monthly payments
- No down payment
- No annual fees
- No prepayment penalties
- Competitive interest rates
With so many programs, what’s stopping you? Call Coastal Service Experts today for a free in-home home comfort analysis and we will help you determine which heating and air conditioning system is right for your home AND which financing option is best for your life. We can’t wait to hear from you!